Hi! I'm Think Rich Mum

Welcome to my personal finance blog. I was so inspired with the success stories of other people who achieved Financial Independence (FI). Now, I am travelling a path to FI and I want to share my journey to you by writing this blog.

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I'm in my early 40's, happily married and blessed with 2 wonderful kids. Me and my husband work in IT. Our family loves to travel but on a budget - me and my husband were born frugal 😊  

The concept of FI dawned on us late 2018. We liked the idea of having a frugal lifestyle, investing in the stock market and retiring from the rat race. So we took action right away.

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We needed an asset portfolio that can support us when we retire (4% Retirement Rule). We were lucky enough to start with a portfolio of 4 properties which we acquired from 2010 to 2017. We greatly benefited from the Sydney property market boom. Now, we are starting to build an investment vehicle using index funds.

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This will be a long journey. We will let the power of compounding work its magic for the next 15 years or so. As our investments churn in the background, family travel will always be a part of our lives. We also plan to hike up our savings rate and do some side hustles to boost our income. 

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We had been long time lurkers in the Financial Independent / Retire Early (F.I.R.E) community. We would love to join a mastermind and share our experiences with like-minded people.

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Let's do this!!

Hope you enjoy the ride!!

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